Financial Flow Client Agreement
Welcome! We are looking forward to working with you! Please read this information carefully, sign and return to [email protected].
This Agreement is being made between Cynthasis, LLC of Atlanta, GA, Beth A Medina, MS, LMHC, PA of Jacksonville, FL (“Coaches” or “Facilitators” or “we”) and __________________ (“Participant” or “you”). We ALL legally agree to the following:
1. Program Description.
You are enrolling in my small group program/Mastermind called Financial Flow Group Intensive Program (“Program”). As part of this Program, you will receive:
- Monthly participation in a Closed group, limited to 20 clinicians
- 5 month-long journey, focusing on improving the way you earn, spend, save, invest & give money
- 16 hours of intensive group time
- Prework questionnaire with personalized video recorded assessment from Cynthia or Beth
- Electronic workbook/journal with prompts
- Facebook private group with accountability check-ins, troubleshooting Q & A, and community support
- Work with a “Spotter” in between groups
- BONUS: Free Self-Spotting Course developed by Cynthasis, LLC.
2. Expectations and Responsibilities.
During the Program, you can expect that I will:
- Come prepared.
- Devote my full attention to the group/Mastermind during our time together.
- Serve as your group mentor and supporter.
- Stretch you outside of your comfort zone, at times if needed.
- Offer support, encouragement, feedback and guidance.
- Build and create a supportive group environment with minimal disturbances pertaining to the elements I can control.
I expect that you as a participant will:
- Show up on time without distractions.
- Participate with care, kindness, and respect to other Program participants and me.
- Come fully prepared to give your best efforts to the Program.
- Complete all action steps to maximize your results.
- Promptly provide payment for the Program.
- Be open to new ideas and willing to stretch and grow.
- Ask any questions you may have as they arise.
3. Scheduling and Communication.
Contacting us: Should you need to reach us between appointments/calls, please contact us between 9:00 -4:00pm Eastern Time We will do my best to respond to you within 24 hours on weekdays. On weekends and holidays, we will do our best to reply to you by the next business day. Any e-mails, calls or texts related to your Program are for quick questions and you will receive brief responses. If you want to discuss Program content or your own situation at length, we may request that you raise your questions or concerns as part of the group program calls or in the group forum.
Group Calls. A schedule of our Program group calls will be shared with you during your enrollment in the Program or shortly thereafter, including the call-in-/login information to participate in the call. Please plan to come to the group calls on time. If you miss a group call, there will be no make-up dates for the call; rather, you may access the replay/recording which will be shared with Program participants following the call.
Call Recordings. All Program calls will be recorded. Recorded group calls will be shared with the group participants within 48 hours following the call. By participating in the Program and speaking at any time during any call, you are consenting to the recording of your voice, image and/or name and likeness.
4. Investment and Payment.
Investment: You agree that you are financially willing and able to invest in this Program by choice and that by so doing, you are not incurring any economic hardship in any way.
- If paying in full, your investment is $1650 and must be made upon enrollment in the Program.
- If paying in installments, payment of the first installment in the amount of $350___ must be made upon enrollment in the Program, and 2 subsequent monthly payments in the amount of $350 will be due in 1-month increments from the date of the first payment.
Payment Authorization and Receipt: If paying by PayPal, Stripe, debit card, or credit card, you give us permission to automatically charge your credit card or debit card as payment for your Program without any additional authorization, and you will receive an electronic receipt. If we choose to provide you with a Paypal invoice instead, you are required to manually pay it by the date due on the invoice or your Program will be put on hold until payment is made. Please note that chargebacks are not permitted and you are agreeing that upon enrollment and by participating in this Program for any length of time, you will make payment in full.
Missed Payment: If payment is not received by the date due or there is a problem with the payment transaction or method, you will be notified by e-mail and then have a 7 day grace period to make the payment following the due date, otherwise your Program will be put on hold. If no payment is made within the 7 day grace period, your access to the Program will automatically terminate and you will no longer be granted access. You are still responsible for paying for the remainder of the Program.
Refund Policy: It is our intention for you to be happy with your Program. However, because we have invested considerable time and effort in your Program, if you decide to withdraw at any time for any reason, you are still fully responsible for making all Program payments, and no refunds will be provided.
5. Confidentiality Related to Group Calls. Confidentiality is important to us. At the same time because this is a group setting, you are aware that when you participate in a group call or interact with any group members by any means during the Program, including in the group forum, Facebook group, or other public settings, you are voluntarily sharing and disclosing information which may be seen, heard, collected and used by others, and therefore, we cannot be responsible for any unauthorized use of any or all of the information that you share with other group participants, whether during the calls, online, in private conversations, or in any other manner. You also are aware that the group meetings will be recorded and consent to the recording and distribution to all group members.
Because the Program participants will be sharing potentially sensitive information with one another in the Program, you agree to keep all that is discussed in the Groups and in your meetings with your Spotter confidential. You agree that you will not distribute any information to others outside the Program group.
6. Intellectual Property Rights.
Your Work Product. We acknowledge that you hold all intellectual property rights in any of your work product resulting from participation in the Program, including but not limited to copyright and trademark rights as business ideas or content. We agree not to claim any such ownership in your work product or intellectual property at any time.
Our Intellectual Property Rights. We retain all ownership and intellectual property rights to the Program content and all materials provided to you through the Program, including all copyrights and any trademarks belonging to us or either one of us. The Program content and materials are being provided to you for your individual use only and with a single-user license which means that you are not allowed or authorized to share, copy, sell, post, distribute, reproduce, duplicate, trade, resell, exploit, or otherwise disseminate any portion of the Program or Program materials, electronically or otherwise, for business or commercial use, or in any other way that earns you money, without our prior written permission.
7. Personal Responsibility, Disclaimer & Release of Claims.
Personal Responsibility & Assumption of Risk: You acknowledge that you take full responsibility for yourself and all decisions made before, during and after your Program and you knowingly assume all of the risks of the Program related to your use, misuse, or non-use of the Program or any of the Program content or materials. You agree to: (1) be mindful of your own well-being during the course of this Program, (2) act with respect and care without causing harm to any other group members (including but not limited to their work product and/or other intellectual property rights or other rights), and (3) recognize that you are solely responsible for your results.
Disclaimer: We have used care in preparing the information provided to you, but this Program and our Program materials are being provided as self-help tools for your own use and for informational and educational purposes only. There are many factors that influence results, so no guarantees can be made as to the results you will experience through this Program. You agree that we are not responsible for your physical, mental, emotional and spiritual health, for your financial earnings or losses, or for any other result or outcome that you may experience through this Program. Nothing related to this Program is intended to be considered medical, mental health, legal, financial, or religious advice in any way. For specific questions related to a medical or mental health situation, consult your own medical or mental health professional. For specific questions related to your financial, legal or tax situation, consult your own attorney, accountant, and/or financial advisor. For specific questions related to religion, spirituality, or faith, consult your own clergy member or spiritual healer. Do not start or stop taking any medications because of anything you have read or received through this Program. Any recommendation of any specific programs, products or actions are simply offered for educational purposes, and you need to check with your own medical professional before using any of these programs, products or taking any actions that may affect your body or your health in any way.
Limitation of Liability, Indemnification, and Release of Claims: We will not be held responsible in any way for the information that you request or receive through this Program, including our services, products, and Program materials and any other information you have received from or through us related to this Program to the fullest extent permitted by law. You agree that you fully and completely hold harmless, indemnify and release me from any and all liability, damages, causes of action, allegations, suits, sums of money, claims and demands whatsoever, in law or equity, that you ever had, now have or may have against us in the future that may arise from your participation in the Program, including all services, products, and Program materials, to the extent permitted by applicable law. You agree to hold us free of all liability and responsibility for any actions or results for adverse situations created as a direct or indirect result of specific information or recommendations that you receive through this Program.
8. Other Important Terms.
Termination: If either of us want to terminate the Agreement at any time, the facilitators and you agree to notify the other at least 3 days in advance by e-mail at [email protected] or [email protected]. Even after termination by either us or you, all of the terms of this Agreement, including all of the Investment, Refund Policy, and Intellectual Property terms, will still apply to you and us now and in the future.
Notice: All correspondence or notice required regarding the Program shall be made to you and us at the respective e-mail addresses in the signature block below. Should your e-mail address, billing or contact information change at any time throughout the Program, it is your responsibility to provide your updated information to us within 3 days of any change.
Force Majeure: In the event that any cause beyond my reasonable control, including, without limitations, “acts of God”/nature, war, curtailment or interruption of transportation facilities, threats or acts of terrorism, State Department travel advisories, labor strikes or civil disturbances, unforeseen or foreseen human-initiated circumstances, health or travel restrictions, quarantines, lockdowns or precautions imposed by any government entity or agency, local, state or federal law or ordinance, or other instances, make it inadvisable, illegal, or impossible for me to perform my responsibilities or obligations under this Agreement, either because of unreasonable increased costs or the risk of injury, we will not be liable for a reasonable period of delay or for the inability to indefinitely fulfill my responsibilities and obligations.
Entire Agreement, Assignment, Survivability and Waiver: This Agreement contains our entire agreement. This Agreement may be modified or amended at any time so long as the amendment is in writing and electronically accepted by you. You may not assign your rights or obligations under this Agreement to anyone else, and the obligations under this Agreement shall survive indefinitely unless otherwise stated in this Agreement. If we choose to waive or not enforce one or more terms of this Agreement, it does not in any way limit my right to later enforce every part of this Agreement. If any section of this Agreement is found to be unenforceable, all other sections shall be held in full force and effect.
Governing Law: This Agreement shall be construed according to the laws of the County of Fulton and in the State of Georgia as well as County of Duval and in the State of Florida.
Dispute Resolution: Should you and we ever have any differences, it is hoped that we all could work them out amiably through e-mail correspondence. However, if you and we are unable to seek resolution in 14 days, you and we agree now that that the only method of legal dispute resolution that will be used is binding arbitration before a single arbitrator, jointly selected by both of us, unless we both agree otherwise in writing. You understand and agree now that the only remedy that can be awarded to you through arbitration is the full refund of your Payment made to date. No other actions or financial awards of consequential damages, or any other type of damages, may be granted to you. We both agree now that the decision of the arbitrator is final and binding and may be entered as a judgment into any court having the appropriate jurisdiction. You also agree that should arbitration take place, it will be held in either the County of Fulton in the State of Georgia and in the County of Duval in the State of Florida where our principal places of business is located, and the prevailing party shall be entitled to all reasonable attorneys’ fees and all costs necessary to enforce the decision of the arbitrator.
Non-Disparagement: You agree to not publicly or privately make any negative or critical comments about the Program, our business or us, or to communicate with any other individual, company or entity in a way that disparages the Program or harms our reputation in any way, including on social media at any time. In arbitration or when required by law, of course, you are not prohibited from publicly sharing your thoughts and opinions.
By signing this Agreement, you acknowledge that you and have read, understand, agree to and accept all of the terms in this Agreement. Electronic signatures of this Agreement are permitted and enforceable. You agree that you have had the opportunity to ask us any questions prior to signing, and your signature indicates that you agree with all of the terms of this Agreement.
Participant
Name/Electronic Signature: ____________________________________________________
Address: __________________________________________________
City, State, Zip: _____________________________________________
E-Mail: ____________________________________________________
Date: _____________________________________________________